Lucky Lagniappe Savings | Heart of Louisiana Credit Union

Lucky Lagniappe Savings Account

What is Lucky Lagniappe Savings?

It's a special term deposit account at Heart of Louisiana Credit Union that helps you build your savings while giving you a chance to win monthly and quarterly cash prizes! Every $20 deposit into this account gets you a chance to win - up to five chances every month. Plus, all the money deposited into the Lucky Lagniappe Savings account is still yours and helps to build your savings.

How do I open an account?

You can open a Lucky Lagniappe Savings account by visiting one of our convenient branch locations. You can even set up direct deposit or scheduled transfers to increase your chance to win.


What are the prizes?

  • Each $20 deposit gives you a chance to win a annual prize of $5,000
  •           Each $20 deposit gives you a chance to win a quarterly prize of up to $1,000
  •           Each $20 deposit gives you a chance to win a monthly prize of up to $100


What are the requirements to open a Lucky Lagniappe Savings?

  •           A Heart of Louisiana Credit Union member with accounts in good standing
  •           Business and Trust accounts are not eligible for this account


What is a term deposit account?

A term deposit account is a special savings account. You earn a specified dividend if the term deposit account is held for the full term; in the case of Lucky Lagniappe Savings, the term is 12 months.

Why should I open a Lucky Savers account?

It pays to save! You can win monthly and quarterly prizes! With regular deposits into your Lucky Savers account, you are guaranteed to have money saved at the end of the year.

Heart of Louisiana Credit Union