Auto Loans | Heart of Louisiana Credit Union

Heart of Louisiana Credit Union offers low rates for both new and used vehicles. Before you shop, get pre-approved. Pre-approval gives you more bargaining power when shopping for your new vehicle and gives you a good idea about how much car you can afford. There are also no penalties for early repayment.

  • Low competitive interest rates
  • Refinance an existing auto loan. Even if you got a great deal on your car or truck, refinancing into our low, fixed rates may really lower your payments. It could also save you thousands of dollars over the life of your loan. And, we make it easy to refinance a vehicle loan that you have with another lender.
  • Terms vary from 36 – 84 months to meet your needs
  • Credit Life and Disability Insurance available*
  • GAP coverage available - for a flat one-time fee, you can have added protection in case your vehicle is totaled or stolen. GAP covers the difference between the insurance company payoff and the current loan balance.



If you have any questions, please do not hesitate to call us at 800-264-4562. We're happy to help.

APR = Annual Percentage Rate. Quoted rate(s) are the lowest available rate for 36 months and will be based on your credit history. Rates may be as high as 17.75% APR depending on information obtained from your credit application and credit report. Rates and terms subject to change without notice. We will not refinance existing Heart of Louisiana loans at this APR. 

*Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms. Form # CDCL-0512-DF29


Heart of Louisiana Credit Union